Baby Gender Planning How To Plan The Gender Of Your Baby

By Ashley Spencer

Yes, you read correctly, baby gender planning is possible. But how? A new resource shows exactly how you can conceive a baby boy or girl.

The eBook How to Choose the Gender of your baby shows guaranteed methods to conceive a boy or conceive a girl.

What information does the eBook contain?

The methods in the eBook will teach people how to conceive a child without expensive doctors’ visits, without costly fertility drugs and no testing at hospitals. Anyone can easily do this, you don’t have to be a scientist to conceive a baby of the genders of your choice.

The methods in the baby gender planning eBook will work regardless of your age and companion’s age. Having a regular period or not having a regular period will not affect the outcome.

Learn the secrets to increasing your fertility and bear the child that you long for. A simple aspect like changing your diet will help to conceive a boy or a girl.

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The book goes into detail about what will increase chances of conceiving a boy or a girl. It will provide information on the factors that influence success, the proper sexual positions to conceive a boy and timing of intercourse to conceive a girl or boy.

What are the advantages of the book ‘How to Choose the Gender of your Baby’?

Would you rather pay several hundred dollars consultation fee to conceive or would you rather pay under $50 to get the information? That’s what I thought. Save your money and purchase this resource to read about the methods that many purchasers have used to successfully conceive a baby using baby gender planning ideas.

Will this method work for me?

The website for the eBook ‘How to Choose the Gender of your Baby’ contains many testimonials from satisfied customers who have conceived boys and who have conceived the girls they truly wanted. The author of the eBook is also an example of someone the methods worked for. After having three boys the author gave birth to the sweet baby girl she wanted.

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The product is sold using Clickbank’s secure servers, so personal and financial information is safe from prying eyes.

People contacted the author of this eBook for consultation on how to plan the baby’s gender. Customers looking for consultations would call at odd hours of the night before this eBook was developed.

As you can see, this information is in very high demand. Get up off your bottom and take control of your family to be. Start trying to conceive the sweet little bundle you’ve dreamed of for so long.

Summary:

As you can see, this information is in very high demand. Get up off your bottom and take control of your family to be. Start trying to conceive the sweet little bundle you’ve dreamed of for so long. These methods are guaranteed and you’ll see on the website many people have had success with conceiving boys and girls.

About the Author: Many people have difficulty conceiving.

This Baby Gender Planning eBook

will provide information on the method to conceive. But it goes even further than this, it will help you to conceive a baby of the sex that you choose.

Start using these gender planning methods

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Source:

isnare.com

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Commonwealth Bank of Australia CEO apologies for financial planning scandal

Thursday, July 3, 2014 

Ian Narev, the CEO of the Commonwealth Bank of Australia, this morning “unreservedly” apologised to clients who lost money in a scandal involving the bank’s financial planning services arm.

Last week, a Senate enquiry found financial advisers from the Commonwealth Bank had made high-risk investments of clients’ money without the clients’ permission, resulting in hundreds of millions of dollars lost. The Senate enquiry called for a Royal Commission into the bank, and the Australian Securities and Investments Commission (ASIC).

Mr Narev stated the bank’s performance in providing financial advice was “unacceptable”, and the bank was launching a scheme to compensate clients who lost money due to the planners’ actions.

In a statement Mr Narev said, “Poor advice provided by some of our advisers between 2003 and 2012 caused financial loss and distress and I am truly sorry for that. […] There have been changes in management, structure and culture. We have also invested in new systems, implemented new processes, enhanced adviser supervision and improved training.”

An investigation by Fairfax Media instigated the Senate inquiry into the Commonwealth Bank’s financial planning division and ASIC.

Whistleblower Jeff Morris, who reported the misconduct of the bank to ASIC six years ago, said in an article for The Sydney Morning Herald that neither the bank nor ASIC should be in control of the compensation program.

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Oral Roberts University accountant claims he was ordered to “cook the books”

Wednesday, November 21, 2007 

A former accountant for Oral Roberts University (ORU) has filed a lawsuit against ORU and its Board of Regents claiming he was told by Richard Roberts and his wife Lindsay to “cook the books”, hiding financial wrongdoing from authorities and the public. Trent Huddleston, the accountant, has filed suit against the school and the Robertses claiming he “was improperly and unlawfully directed to perform functions and duties in violation of state and federal law in an effort by the defendants to ‘cook the books’ and hide from the appropriate authorities and the public the continued wrongdoing, improper and illegal conduct of the defendants, and in particular, of Richard and Lindsay Roberts.”

Huddleston said that nearly $123,000 in remodeling fees for their home was paid by Oral Roberts University and Oral Roberts Ministries. In addition the lawsuit alleges $4,000 was spent on a pool table for the Robertses. Previously the Roberts were accused of illegal political and financial wrongdoing, which forced the president to step down from his positison.

Last week at a meeting called by Oral Roberts, founder of the University and former faith healer, a majority of the faculty voted against allowing Richard to serve as president.

An ORU spokesman declined to comment on latest lawsuit and the faculty meeting.

In other news, Tulsa World released emails between Richard and his political adviser and sister-in-law, Stephanie Cantees. The emails given by an anonymous source, show the two plan to gain political influence using ORU students.

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California judge disqualified from predatory lending case

Thursday, December 27, 2012 

Judge James A. Stoelker of Santa Clara County, California Superior Court was disqualified from hearing a case on predatory lending practices the day before Christmas, on a technicality. The case was filed by David and Salma Merritt of Santa Clara County against multiple defendants, including Countrywide, Bank of America, and First American Title, among others.

The Merritts had challenged Judge Stoelker’s involvement in the case, claiming many of his rulings had favored his former clients even when law would have indicated otherwise. Some of the defendants are Judge Stoelker’s former clients.

The events leading to this case began in 2006 when the Merritts accepted a home loan from Countrywide. At that time, Countrywide was advertising 30-year mortgages at between 1 and 3 percent interest. The Merritts received a “good faith estimate” consistent with those advertisements. They claim that Countrywide representatives tricked them into signing loan documents that were subsequently altered to appear to commit them to an obligation they had not agreed to.

A review of similar predatory lending cases filed by individuals in California found that all had been settled in at most 9 months, usually in favor of the banks. Merritt v. Mozilo has continued in the courts for much longer, celebrating its third anniversary last Saturday. The Merritts’ claims are consistent with published statements by Eileen Foster, former Executive Vice President of Fraud Risk Management at Countrywide, that fraud was endemic to certain parts of Countrywide.

Theirs was the only case heard in Department 9 that morning in recognition of Christmas. That hearing was scheduled, because the Sixth District of the California Court of Appeals (case number H038883) required the Santa Clara County Superior Court to (a) give all parties an opportunity to be heard regarding the possible disqualification of Judge Stoelker and (b) reply to the appellate court by December 26. This appellate ruling was only issued on November 26, and Judge Mark H. Pierce did not schedule the required hearing until December 12. The notice for this hearing required parties to file responses ten days before, which meant that the parties only had two days to prepare their replies.

On August 16, the Merritts learned Judge Stoelker had represented defendants in this case on numerous occasions before he was appointed to the bench in December 2010 and had not disclosed this fact to the Merritts. The next day they filed a Verified Statement of Disqualification asking Stoekler to recuse himself. The California Code of Civil Procedure (CCP) 170.3(c)(3) and (4) [confirmed in the 1988 appellate decision in Lewis v. Superior Court] give a judge ten days to respond to to such a motion. Stoelker replied on the eleventh day.

“All Rise” was heard at 9:04 AM local time Monday morning, whereupon Judge Pierce entered the courtroom. Attending by phone were attorneys James Goldberg representing Bank of America and Brian Craft representing First American Title. David Merritt was present representing himself. Goldberg had filed a brief asserting that the Merritts’ Verified Statement of Disqualification was served upon Judge Stoelker on August 17 but was not filed, as witnessed by the fact that it was not listed on the docket. Judge Pierce reported that he had checked the files and found that this Statement had indeed been filed, and he didn’t know why it was not on the docket. Attorney Goldberg suggested that the fact that the Statement was not on the docket may have contributed to Judge Stoelker’s failure to respond within the ten day limit. Judge Pierce replied, “That’s a stretch.”

Attorney Craft asked about next steps, since all action in this case had been stayed by the appellate court pending resolution of this issue. Judge Pierce then replied that Judge Manoukian would be handling discovery in this case, replacing Judge Stoelker in that capacity. He further stated that a reply to the appellate court had been prepared concurring with the appellate court’s disqualification of Judge Stoelker and asked Mr. Merritt to retrieve that order from the clerk in the courtroom and file it as usual with the clerk’s office. He also noted that this action would lift the stay. Other actions in this case could now proceed with the next steps being scheduled January 22, 2013, or later.

This is the second appellate reversal of decisions by this superior court in this case. The first reversal came on December 19, 2011, when the appellate court reinstated Wells Fargo as a defendant.

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Find Your Reebok Running Shoes At The Right Time At The Right Place!

Find your Reebok running shoes at the right time at the right place!

by

john willia

Well here s a suggestion. Buy yourself a pair of classic running shoes from Reebok and you ll definitely see your love of wearing your Reebok shoes taking over your laziness. Reebok running shoes are the most preferred among the fitness freaks, which do kilometers and kilometers of jogging each day. Reebok India has a plethora of running shoes on offer for interested and aware customers who d love to know well what they buy. When buying running shoes, it is very important to understand the quality and category of that shoe and Reebok India understands and handles it too well. Reebok running shoes are designed with a strong emphasis on offering superior comfort to your feet.

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has a team of expert designers who besides looking at the attractive design of the shoe also ensure the product is well equipped to protect you from fatal injuries. Reebok India s team understand that different adventure activities require different types of grips, traction and fit and Reebok running shoes are designed to match up to it.

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Reebok running shoes are designed to tone muscles well. Being light weight, cushioned, flat and flexible Reebok running shoes, especially Run Tone and Reebok Easy Tone are better than similar products from other brands. Running shoes can be extreme pain if not bought carefully. It is very important to find a shoe that best fits your feet and your requirement. Hence it is advisable that whenever you buy Reebok running shoe or any other, make sure it is the most comfortable one for your feet. It is also advisable to buy it from a seller who has a convenient return policy in case the product fails to match up to the expectation. In such cases, buying

Reebok shoes online

may be the best practice. Online shoes selling websites, such as BeStylish are gaining popularity for an extensive range of products available at lucrative discounts and offers and also allow you to seek a replacement in case the product doesn t match up to the requirement, of course it shouldn t report a wear and tear.

What is wonderful about buying Reebok running shoes online is that you get to read an expert review of that product, play a closer look with the interactive zoom tool, consult an expert through live chat or on phone and also conveniently get to return the product in case it doesn t suit your requirement. And most importantly the chances of getting a steal deal unlike the offline retail channel makes it a shopping avenue that s unmissable.

I am John William, a Shoe expert. Read my recent article on

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Article Source:

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Wikinews Shorts: December 6, 2008

A compilation of brief news reports for Saturday, December 6, 2008 .

The global monthly sales of German car maker BMW have fallen by more than a quarter, as consumers are spending less due to the economic slowdown.

According to the company, BMW sales have fallen 26.2% in November from a year ago, whilst sales of its Mini subsidiary, which is based in the United Kingdom, were 20.8% lower. Sales in November for BMW’s luxury Rolls-Royce branch were also down 18.5%.

From the period of January to November, the company sold 1.32 million cars, 1.8 percent fewer than last year, when it sold 1.34 million vehicles.

Sources

The United States space agency NASA has put off the launch of Mars Science Laboratory rover mission. It was scheduled to fly next year, but the mission has been delayed by testing and hardware problems.

According to agency officials, the launch of the rover would be postponed until 2011. The delay could add US$400 million to the cost of the mission, which is likely to be higher than $2 billion.

“We will not lessen our standards for testing the mission’s complex flight systems, so we are choosing the more responsible option of changing the launch date,” said Dough McCuistion, the director NASA’s Mars program.

Sources

Three Canadian soldiers were killed by a bomb in southern Afghanistan Friday, bringing the number of Canadian military casualties in the war to 100.

Canada’s top commander in Afghanistan, Brigadier General Denis Thompson, said that his troops were bringing “peace and stability” to the country. 2,500 Canadian troops are based in southern Afghanistan as part of NATO’s mission to defeat the Taliban.

Canada’s military presence in Afghanistan is due to end in 2011.

Sources

Armed robbers pulled off a record jewelery heist in Paris, France when they on Thursday robbed the Harry Winston store near Avenue des Champs-Élysées.

Four male thieves, two of whom where dressed as women, stole most of the inventory of the high-profile boutique. The loot has been valued at €85 million (US$107 million).

The robbers brandished firearms and forced fifteen customers and staff into a corner of the store. No shots were fired and no one is reported hurt. Police have no immediate leads.

Sources

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Wikinews Shorts: December 6, 2008

A compilation of brief news reports for Saturday, December 6, 2008 .

The global monthly sales of German car maker BMW have fallen by more than a quarter, as consumers are spending less due to the economic slowdown.

According to the company, BMW sales have fallen 26.2% in November from a year ago, whilst sales of its Mini subsidiary, which is based in the United Kingdom, were 20.8% lower. Sales in November for BMW’s luxury Rolls-Royce branch were also down 18.5%.

From the period of January to November, the company sold 1.32 million cars, 1.8 percent fewer than last year, when it sold 1.34 million vehicles.

Sources

The United States space agency NASA has put off the launch of Mars Science Laboratory rover mission. It was scheduled to fly next year, but the mission has been delayed by testing and hardware problems.

According to agency officials, the launch of the rover would be postponed until 2011. The delay could add US$400 million to the cost of the mission, which is likely to be higher than $2 billion.

“We will not lessen our standards for testing the mission’s complex flight systems, so we are choosing the more responsible option of changing the launch date,” said Dough McCuistion, the director NASA’s Mars program.

Sources

Three Canadian soldiers were killed by a bomb in southern Afghanistan Friday, bringing the number of Canadian military casualties in the war to 100.

Canada’s top commander in Afghanistan, Brigadier General Denis Thompson, said that his troops were bringing “peace and stability” to the country. 2,500 Canadian troops are based in southern Afghanistan as part of NATO’s mission to defeat the Taliban.

Canada’s military presence in Afghanistan is due to end in 2011.

Sources

Armed robbers pulled off a record jewelery heist in Paris, France when they on Thursday robbed the Harry Winston store near Avenue des Champs-Élysées.

Four male thieves, two of whom where dressed as women, stole most of the inventory of the high-profile boutique. The loot has been valued at €85 million (US$107 million).

The robbers brandished firearms and forced fifteen customers and staff into a corner of the store. No shots were fired and no one is reported hurt. Police have no immediate leads.

Sources

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German retail giant Rewe to open Penny Market stores in Romania

Wednesday, March 30, 2005  German retail corporation Rewe plans to open several Penny Market discount stores in Romania in the middle of this year. Rewe is mainly interested in opening stores in cities such as Ploie?ti, Câmpina, Tecuci, Foc?ani, One?ti, Craiova, Caracal, Constan?a, Medgidia, Alexandria and Ro?iori de Vede. Most of these cities have populations of below 100,000 people, and Rewe is hoping to take advantage of a market that has not been highly tapped into, since most of Romania’s larger cities, such as Bucharest, Cluj-Napoca and Ia?i, already have multiple large supermarkets and discount stores.

Rewe also announced that, over the next few years, it intends to open a total of 50 Penny Market and XXL Mega Stores in Romania. Rewe already operates 14 several highly-successful Billa supermarkets throughout Romania, mainly in large cities, as well as 8 Selgros stores. Rewe has previously made announcements that it wishes to expand its Billa and Selgros brands more extensively. The total value of the company’s investment in Romania is around 200 million euro.

Romania is currently going through a retail boom, especially in the supermarket and discount stores area. Large corporations such as Rewe and Carrefour have established very successful branches in Romania, and other retail giants such as Tesco and WalMart have announced their intention to enter the Romanian market, which is the largest in Southeastern Europe.

The mini MAX discount company said it would open three stores in Romania, in April-May of this year, in the cities of Slatina, Târgovi?te and Urziceni. It plans to open up to 100 stores until the year 2010. Meanwhile, Tengelmann, Rewe’s rival, said it would invest 200 million euro in Romania to open 120 supermarkets in the next five years.

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Gucci Shoes The Wine Enthusiast\’s Manual To Creative Wine Gifts

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Gucci Shoes The Wine Enthusiast\’s Manual to Creative Wine Gifts

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Two San Diego art museums receive $40 million art collection

Sunday, March 25, 2012 

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Two museums in San Diego, California have been bequested an art collection worth more than $40 million. The art collection was donated by Dr. Vance E. Kondon and Elisabeth Giesberger to both the Museum of Contemporary Art San Diego and the San Diego Museum of Art.

Kondon, a former board member of the Museum of Contemporary Art, died in 1997 and Giesberger died in 2011. Kondon was a notable art collector in San Diego, and collected for over 30 years. Roxana Velásquez, SDMA executive director, described their bequeathed collection’s “rarity” and said the pieces would add “depth” to the two existing museum collections.

The collection will be separated between the two museums due to the art movements represented within it. The Museum of Contemporary Art will receive 30 contemporary works by artists such as Franz Kline, Christo, and Craig Kauffman. The Museum of Art was bequeathed 48 German Expressionist paintings, drawings and prints. This collection includes artworks by Otto Dix, Gustav Klimt, and Egon Schiele.

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